Welcome to Retirement Clearinghouse (RCH)
If you participated in a 401(k) plan with your previous employer and left behind an account balance of less than $5,000, your former employer may elect to move your retirement savings to an RCH individual retirement account (IRA) through a process known as an “automatic rollover.”
If you've received a letter indicating that you have (or may soon have) an account with Retirement Clearinghouse (RCH), you can select from three ways to manage your RCH IRA account:
- On the web, by accessing our online portal, myRCH1 (requires registration step for access)
- Using forms, available online
- Contacting the RCH Service Center for assistance with your options. We’re open Monday - Friday, 8a-7p EST, at 1-888-600-7655
Click here to access the three options to manage your RCH IRA account.
You may also complete and submit the Quick Connect form below, and an RCH representative will contact you.
Safe harbor IRAs are administered by RCH Shareholder Services, LLC, a wholly-owned subsidiary of Retirement Clearinghouse, LLC. Securities are offered through RCH Securities, LLC, a wholly-owned subsidiary of Retirement Clearinghouse, LLC and a member of FINRA (www.finra.org).
Check the background of RCH Securities on FINRA’s BrokerCheck.