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- What is a Missing Participant?
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- What Causes Missing Participants?
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- Terminating 401(k) Plans
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Reasons that 401(k) Plans Terminate
Plans can terminate for a variety of reasons, including:
- Merger or acquisition
- Consolidation of qualified plans
- Business closure
When a 401(k) plan needs to be terminated, it’s important that plan sponsors understand and take action to ensure that they fully meet their fiduciary responsibilities to all participants, following guidance set forth by the DOL (link) and the IRS (link).