Introducing: Retirement Clearinghouse (RCH)

Retirement Clearinghouse (RCH) may not be a household name you know, but we’ve been in business since 2001, helping millions of people just like you preserve their retirement savings and move their balances forward during job transitions, avoiding the high cost of cashing out.

RCH typically works directly with plan sponsors to provide services to job-changing participants.

  • When former participants leave their employment with a balance of less than $5,000, or they are participants in a plan that is terminating, they may be eligible for an "automatic rollover" into an RCH safe harbor IRA.

In these situations, former participants may first learn about us when they receive a letter, notifying them that they have (or may soon have) an account with Retirement Clearinghouse (RCH).

  • RCH can also assist current employees or former employees (with balances greater than $5,000) in consolidating their retirement savings into their current plan, or into an existing IRA.

The RCH Difference

RCH has been establishing automatic rollover IRAs since 2005. We've also been helping people consolidate their retirement savings into their current-employer's plan, or to an existing IRA since 2011.

What makes RCH different is our commitment to help you preserve your retirement savings by offering personal assistance to move your retirement savings forward.

RCH is also a leader in the development of financial technology (auto portability) that, when adopted widely, will automatically move small balance accounts forward, from a previous employer to current employer's active plan.

Get in Touch with RCH

If you've received a letter from RCH, relax -- we have a team of professionals ready to help you take charge of your retirement savings, providing you with the education and assistance you need to make the choice that's right for you.

For personal assistance, contact the RCH Service Center, Monday - Friday, 8a-7p EST, at 1-888-600-7655.

You can also:

  • Access our online portal by clicking here.
  • Complete and submit the Quick Connect form below.

Safe harbor IRAs are administered by RCH Shareholder Services, LLC, a wholly-owned subsidiary of Retirement Clearinghouse, LLC. Securities are offered through RCH Securities, LLC, a wholly owned subsidiary of Retirement Clearinghouse, LLC and a member of FINRA (

Check the background of RCH Securities on FINRA’s BrokerCheck.

Individual Quick Connect