- Press Releases
- Thought Leadership
- 401k Cash Outs
- 401k Consolidation
- 401k Missing Participants
- 401k Participant Transition Management
- 401k Plan Termination
- 401k Uncashed Checks
- Auto Enrollment
- Auto Portability
- Automatic Rollovers
- ERISA Advisory Council
- Lifetime Plan Participation
- Managed Portability
- Mandatory Distributions
- Mobile Workforce
- Retirement Income
- Retirement Plan Portability
- Safe Harbor IRA
- Uncashed Checks
Retirement Clearinghouse in the News
Find news articles referencing RCH and our services, including RCH Auto Portability
NAPA Net's Ted Godbout covers the recently-released survey of missing participants, joint research conducted by Boston Research Technologies and Retirement Clearinghouse. Godbout highlights the survey's key findings, quoting BRT's Warren Cormier, and drawing attention to the high percentage of respondents (60%) who expressed a preference for an automated solution to update their address and/or consolidate their retirement savings.
BenefitsPRO's Marlene Satter adds her voice to the retirement industry media covering the ground-breaking Missing Participant Survey (link) by Boston Research Technologies and Retirement Clearinghouse. Satter cites key findings from the survey and quotes executives Warren Cormier and Spencer Williams.
In his March 14, 2018 article in 401k Specialist, Editor John Sullivan covers the new, joint survey conducted by Boston Research Technologies (BRT) and RCH on the problem of missing participants. The article quotes RCH Founder, President and CEO Spencer Williams and Sullivan notes that the findings are "another arrow in the quiver for 401k auto portability."
PLANADVISER covers the 3/13/18 release of the joint Boston Research Technologies / Retirement Clearinghouse Missing Participant Survey, recapping the survey's key findings, and mentioning earlier research conducted by Retirement Clearinghouse on simulating the effects of auto portability.
PLANSPONSOR's Rebecca Moore covers the 3/13/18 release of the joint Boston Research Technologies / Retirement Clearinghouse Missing Participant Survey, recapping the survey's key findings, and mentioning earlier research conducted by Retirement Clearinghouse in simulating the effects of auto portability.
In his latest article in Employee Benefit News, RCH's Spencer Williams breaks new ground in addressing the age-old problem of missing participants. Citing new research from RCH and Boston Research Technologies showing that 67% of inactive plan participants can be found via "auto locate" technology, Williams argues that the auto locate process will revolutionize the location of missing participants and finally bring an end to the insanity of "doing the same thing over and over, and expecting a different result."
In her 2/14/18 article, Workforce Magazine's Patty Kujawa examines the ongoing dilemma of 401(k) cashout leakage, quoting RCH's Spencer Williams as well as Keith Overly, Executive Director of the state of Ohio's defined contribution plan. Both agree that cashouts are a big problem and emphasize different aspects of its prevention, with Williams focusing on measures that make it easier to move retirement savings forward when participants change jobs.
In his latest article in 401k Specialist, RCH's Tom Hawkins makes the case for creating a 'sustainable' 401(k) defined contribution system. According to Hawkins, the current 401(k) system is unsustainable due to 1) rampant cashout leakage, 2) an explosion of small-balance accounts and 3) a surge in missing participants. Auto portability, says Hawkins, can address these problems and bring sustainability to our defined contribution system.