Thought Leadership

Retirement Clearinghouse (RCH) is an innovator in the retirement services industry, developing and introducing industry best practices that are moving retirement forward by delivering retirement portability for millions of job-changing Americans. RCH is proud to showcase our thought leadership, as well as other public policy makers and industry leaders whose positions are consistent with our own views and practices.


Feb
13
2018

Why We Urgently Need A ‘Sustainable’ 401k Defined Contribution System

In his latest article in 401k Specialist, RCH's Tom Hawkins makes the case for creating a 'sustainable' 401(k) defined contribution system. According to Hawkins, the current 401(k) system is unsustainable due to 1) rampant cashout leakage, 2) an explosion of small-balance accounts and 3) a surge in missing participants. Auto portability, says Hawkins, can address these problems and bring sustainability to our defined contribution system.

Jan
31
2018

RCH in BenefitsPRO: Why CSIRTs are crucial to cybersecurity in the financial industry

In his latest article in BenefitsPRO, RCH Chief Information Officer Mike Goode addresses the critical importance of the Computer Security Incident Response Team, or CSIRT, and advocates for increases coordination of CSIRT teams in the retirement industry.

Nov
06
2017

Boston Research Technologies Releases White Paper on Key Findings from Initial Launch of Auto Portability

Boston Research Technologies (BRT) studied the first 4 months of the initial launch of RCH Auto Portability with a large plan sponsor in the healthcare industry and documented the key findings.

Sep
26
2017

New Research Points to "Explosion" of Small 401(k) Accounts

New research indicates that a collective small account “explosion” has been underway for the past 10 years, with important implications for plan sponsors, participants and for retirement savings public policy.

Jun
07
2017

LIMRA's Money In Motion Study Highlights State of Roll-Ins

LIMRA Secure Retirement Institute issues their "Money In Motion" study, highlighting retirement savings flows, including the low levels of defined contribution transfers.

Apr
12
2017

New EBRI Research Establishes Auto Portability as Leading Public Policy Initiative


With new research showing that Auto Portability has $2 trillion (present value) of potential benefits to America's retirement savers, EBRI research firmly establishes Auto Portability as a leading retirement public policy initiative. Get the research today.

Jan
20
2017

How Auto Portability Works - Infographic

Infographic providing basic information about the key processes that drive Auto Portability.

Jan
20
2017

Auto Portability Simulation Infographic

Infographic providing the key results of the Auto Portability Simulation.

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