RCH Resources & Downloads
Select a category below and access IRA accountholder forms, IRA agreements and important disclosures.
To speak with an RCH Service Center representative, call 1-888-600-7655, Monday - Friday, 8a-7p ET.
IRA Accountholder Forms
For IRA accountholders who have changed their address.
The IRA Beneficiary Designation Form is used to select or update beneficiaries in you IRA Account.
For IRA account holders who need to have a distribution check re-issued.
Form used by IRA account holders to record contribution instructions into a Traditional or Roth IRA.
The IRA Distribution Request Form is used to withdraw assets from your IRA account and authorizes Retirement Clearinghouse to distribute money from your IRA on your behalf.
The IRA Rollover Request Form is used to initiate a rollover of assets to a qualified retirement plan. This form authorizes Retirement Clearinghouse to request a transfer of assets on your behalf.
Traditional IRA Agreement
Roth IRA Custodial Agreement
402(f) Special Tax Notice
This guide summarizes important information concerning the scope and terms of the brokerage services offered by RCH Securities, LLC and details the material conflicts of interest that arise through our delivery of brokerage services to you. We encourage you to review this information carefully, along with any applicable account agreement(s) and disclosure documentation you may receive from us.
RCH Securities, LLC is an SEC-registered broker-dealer and is required to provide a new customer or client relationship summary (also called Form CRS) to retail investors.
IMPORTANT: On December 20, 2019, the SECURE Act was signed into law -- many of which became effective January 1, 2020. The legislation contains numerous, new retirement plan and IRA provisions. This document provides notification of the recent changes which may not be completely reflected in your IRA Plan Agreement and Disclosure Statement until final guidance from federal regulatory authorities is received.
If your default investment option is the Reich & Tang FDIC Insured Deposits Program, access the Terms and Conditions document here.
Learn more about the Retirement Clearinghouse Business Continuity Plan (BCP). Attached is the combined BCP for Retirement Clearinghouse, LLC and RCH Securities, LLC.
IRA Fund Information
Access information about mutual funds available to RCH safe harbor IRA accountholders.
A flowchart that indicates the most common steps required to roll-in your plan balance from an old 401(k) account to your present-employer's 401(k) account.