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Special Tax Notice Regarding Plan Payments

402(f) Special Tax Notice

SECURE Act of 2019 Disclosure Supplement

IMPORTANT: On December 20, 2019, the SECURE Act was signed into law -- many of which became effective January 1, 2020. The legislation contains numerous, new retirement plan and IRA provisions. This document provides notification of the recent changes which may not be completely reflected in your IRA Plan Agreement and Disclosure Statement until final guidance from federal regulatory authorities is received.

Reich & Tang FDIC Insured Deposits - Terms and Conditions

If your default investment option is the Reich & Tang FDIC Insured Deposits Program, access the Terms and Conditions document here.

Retirement Clearinghouse Privacy Policy

Protecting your privacy is our top priority. Use the link to download the RCH Privacy Policy.

California Consumer Privacy Act (CCPA) Additional Information

For California residents, additional information on the California Consumer Privacy Act (CCPA)

Business Continuity Plan

Learn more about the Retirement Clearinghouse Business Continuity Plan (BCP). Visit the link below for a description of the BCP for Retirement Clearinghouse, LLC.

Address Change Form

For IRA accountholders who have changed their address.

Beneficiary Claim Form

The IRA Beneficiary Claim Form is used to claim funds in a deceased IRA owner's account.

Beneficiary Designation Change Form

The IRA Beneficiary Designation Form is used to select or update beneficiaries in you IRA Account.

IRA Contribution Form

Form used by IRA account holders to record contribution instructions into a Traditional or Roth IRA.

IRA Distribution Request Form

The IRA Distribution Request Form is used to withdraw assets from your IRA account and authorizes Retirement Clearinghouse to distribute money from your IRA on your behalf.

IRA Rollover Request Form

The IRA Rollover Request Form is used to initiate a rollover of assets to a qualified retirement plan. This form authorizes Retirement Clearinghouse to request a transfer of assets on your behalf.

RCH Shareholder Services Agreement - Traditional IRA

Traditional IRA Agreement

RCH Shareholder Services Agreement - Roth IRA

Roth IRA Agreement

Individual Retirement Custodial Account Agreement - Traditional IRA

Traditional IRA Agreement

Specifically for accountholders whose Vanguard IRA account was transferred to an RCH traditional IRA, or for any other RCH traditional IRA accountholders whose default investment is the Vanguard Cash Reserves Federal Money Market fund (VMRXX).

Individual Retirement Custodial Account Agreement - Roth IRA

Roth IRA Agreement

IRA Mutual Fund Information

Access information about mutual funds available to RCH safe harbor IRA accountholders.

Do-It-Yourself Roll-In Flowchart

A flowchart that indicates the most common steps required to roll-in your plan balance from an old 401(k) account to your present-employer's 401(k) account.