Media Coverage

How The Saver's Match Could Transform Saving For Retirement

Spencer Williams, President & CEO of Retirement Clearinghouse (RCH) and the Portability Services Network (PSN) sits down with Russ Alan Prince of Financial Advisor Magazine to discuss the opportunities and challenges posed by the federal Saver’s Match program, slated to replace the Saver’s Credit for tax years starting in 2027. Williams offers his research-based views on the quantitative benefits of the program, while realistically identifying the operational challenges that the program could face, which Williams believes could benefit from a clearinghouse framework similar to the PSN Auto Portability model.

Retirement Savings Portability: An Idea Whose Time Has (Finally) Come

Writing in 401k Specialist, RCH's Tom Hawkins takes stock of five recent, broad-based developments that, taken together, make a compelling case that full retirement savings portability is getting closer to becoming a reality. Key developments Hawkins describes include: 1) auto portability and the rise of the Portability Services Network, 2) key government retirement savings initiatives, 3) potential provisions of SECURE 3.0, 4) an increased focus on “forgotten” accounts and 5) expanding the portability of Roth balances.

Previously featured in RCH's Consolidation Corner blog

Retirement Savings Portability – An Idea Whose Time Has (Finally) Come

Writing in RCH’s Consolidation Corner, Tom Hawkins takes stock of five recent, broad-based developments that, taken together, make a compelling case that full retirement savings portability is getting closer to becoming a reality. Key developments Hawkins describes include: 1) auto portability and the rise of the Portability Services Network, 2) key government retirement savings initiatives, 3) potential provisions of SECURE 3.0, 4) an increased focus on “forgotten” accounts and 5) expanding the portability of Roth balances.

RCH Consolidation Corner Channel Ep. 29 - Here's to the Future Graduates of Auto Portability

In this episode, we examine the brighter future that awaits retirement savers as they begin to “graduate” auto portability and build lasting retirement wealth by preserving their small balance retirement savings.

Larger 401(k) Plans Embrace Auto Portability as Due Diligence Drives Confidence

Since late 2023, when auto portability – as delivered via the Portability Services Network (PSN) – became operational, the new plan feature has been steadily working its way from an innovative concept into a core best practice for addressing the chronic problem of retirement plan cashout leakage. What’s becoming increasingly clear is that larger 401(k) plans are now joining the movement in meaningful numbers. That shift represents an important inflection point: one where cautious, scale‑focused plan sponsors are completing their due diligence and becoming confident that auto portability delivers real, measurable value to participants without introducing unnecessary risk.

Previously featured in the RCH Consolidation Corner blog

Also featured in PSCA News

PSCA National Kicks Off with a Look Inside Washington

Reporting on Day 1 of the 2026 PSCA National Conference, ARA Chief Content Officer John Sullivan recaps the action, which included a roundup of the latest retirement policy developments. Led by PSCA Executive Director Will Hansen, the session addressed key legislative initiatives that should be top-of-mind for plan sponsors. Hansen urged plan sponsors to have four takeaways, which included the confirmation of their recordkeeper's ability to accept Saver's Match contributions, as well as the need to evaluate auto portability -- a "hot topic" that Hansen believes could eventually become a mandate, and "would reduce leakage, missing participants, and the fraud surface area created by mailed checks."

Also featured in PSCA News

You could be losing thousands every time you change jobs

Writing in the Washington Post, personal finance report Michelle Singletary -- author of the nationally syndicated personal finance column “The Color of Money” -- addresses the problem of small-balance 401(k) cashout leakage, its disproportionate impact on minorities, and the solution afforded by auto portability, as delivered by the Portability Services Network (PSN). Singletary turns to visionary entrepreneur Bob Johnson, Chairman of both Retirement Clearinghouse (RCH) and PSN, to understand the genesis of the innovative service, a "game changer because it simplifies the movement of retirement assets." Singletary also quotes RCH & PSN CEO Spencer Williams on the mechanisms underlying auto portability, as well as turning to Vanguard's Fiona Grieg, global head of investor research and policy for her views. Singletary closes by stating that auto portability is "a brilliant plan that can help create legacy wealth for so many families."

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RCH Consolidation Corner Channel Ep. 28 - Larger Plans Are Adopting Auto Portability

In this episode, we examine ongoing developments associated with plan sponsor adoption of auto portability – namely, the trend towards larger plans adopting the feature. We hope you’ll find the audio enjoyable and informative.