Auto Portability in the News

Browse the most comprehensive collection of articles in the media that feature auto portability.


Jul
14
2025

Why Preserving Small Balances Matters (and How Auto Portability Helps)

The preservation of small-balance 401(k) accounts – particularly those under $7,000 and subject to 401(k) plans’ automatic rollover provisions – represents an important challenge for America’s retirement system. In his 7/11/25 opinion piece in 401k Specialist, RCH's Tom Hawkins examines four compelling arguments for the importance of preserving small balances, while demonstrating how auto portability, as delivered by the Portability Services Network (PSN), can help achieve this goal.

Jul
07
2025

RCH Consolidation Corner Channel Ep. 16 - Auto Portability and Cybersecurity

Welcome to another edition of the RCH Consolidation Corner Channel, where we provide you with audio content that explores key issues in the preservation and consolidation of retirement savings. In episode 16, we examine the topic of retirement savings cybersecurity, and how auto portability, through the process of consolidation, is beginning to make an important contribution. We hope you’ll find the audio enjoyable and informative.

Jul
01
2025

Americans are better than ever at saving for retirement, Vanguard says

Writing in Quartz, Emily Price dissects Vanguard’s new “How America Saves 2025” report, which finds that American workers are contributing at all-time highs to their 401(k)s, thanks to smarter plan design and professional investment strategies. Despite the overall optimism, Price notes there are areas where "Americans still struggle." Price writes that job changes "continue to disrupt savings momentum, according to the report" and "rolling over 401(k) funds can be a difficult process that leads to lost accounts or cash-outs. Proposed auto-portability measures could someday help by automatically transferring retirement balances to new plans, potentially adding hundreds of thousands of dollars to a worker’s lifetime retirement wealth."

Jun
26
2025

Why Preserving Small Balances Matters (and How Auto Portability Helps)

The preservation of small-balance 401(k) accounts – particularly those under $7,000 and subject to 401(k) plans’ automatic rollover provisions – represents an important challenge for America’s retirement system. In his 6/26/25 article in RCH's Consolidation Corner blog, Tom Hawkins examines four compelling arguments for the importance of preserving small balances, while demonstrating how auto portability, as delivered by the Portability Services Network (PSN), can help achieve this goal.

Jun
23
2025

RCH Consolidation Corner Channel Ep. 15 - Shining Light on Safe Harbor IRAs

Welcome to another edition of the RCH Consolidation Corner Channel, where we provide you with audio content that explores key issues in the preservation and consolidation of retirement savings. In this episode, we take the opportunity to shine some light on safe harbor IRA practices. We hope you’ll find the audio enjoyable and informative.

Jun
13
2025

How Vanguard Is Helping Under-Served Americans Increase Retirement Savings

Private wealth guru Russ Alan Prince sits down with Vanguard's Steve Holman, who serves as principal and head of Vanguard’s Workplace Solutions Distribution Enablement division, and who also serves as a member of the board of directors for the Portability Services Network. The two discuss Vanguard's perspective on helping under-served retirement savers, how Vanguard came to embrace auto portability via the Portability Services Network, how auto portability has already made significant progress with plan sponsor adoption, and why Holman believes adoption is in the best interests of plan sponsors and their participants.

Jun
13
2025

Come On In, The Water’s Fine

RCH’s Tom Hawkins, writing in the Consolidation Corner blog, shares his perspective on a recent public position taken by PensionBee, who drew attention to the “participant-unfriendly nature of some safe harbor IRAs” and suggested that “plan sponsors may risk breaching their fiduciary duty to plan participants by utilizing them.” Hawkins generally agrees but notes that the firm “didn’t go far enough” and offers readers with three areas of additional concerns that support this view. The piece concludes by offering plan sponsors with tips and resources to avail themselves of, should they wish to “take a hard look at their automatic rollover programs.”

Jun
09
2025

RCH Consolidation Corner Channel Ep. 14 - The Risky Business of Automatic Cashouts

In this episode of the RCH Consolidation Corner Channel, we take a hard look at the “risky business” of automatically cashing out separated participant balances less than $1,000. We hope you'll find the short audio segment enjoyable and informative.

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Top Five Misconceptions About Auto Portability