ForexTV's Timothy Kelly chronicles some of the issues faced by 401(k) plan sponsors, including plan participation levels, deferral amounts, investment choices and fees, not to mention lawsuits. Stagnation in the 401(k) industry, Kelly suggests, could be broken by a program of portability. Kelly cites Retirement Clearinghouse's efforts, including Auto Portability, which could add $2 trillion to American's retirement savings.

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