In her recent 8/11/16 Financial Advisor Magazine article, Karen DeMasters shares RCH President and CEO, Spencer Williams' message of encouraging job-changers to roll over their 401(k) balances into a retirement plan with a new employer or rolling it over to an IRA rather than withdrawing the money. DeMasters further explores how cashing out small 401(k) plans because of a job change costs $100 billion in retirement savings over a 30 year period.

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