RCH in MarketWatch: Rolling over retirement accounts now saves both time and money later

In his latest MarketWatch RetireMentors column, RCH CEO Spencer Williams modifies the familiar proverb “a stitch in time saves nine” for the benefit of 401(k) savers who have multiple retirement savings accounts. A roll-in becomes the equivalent of the stitch, saving participants considerable time and money as they change jobs. As the original proverb suggests, he argues that savers are much better-off consolidating their balances at each job change, vs. waiting until retirement to do so. Williams backs up his advice with plenty of facts.

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