Public Policy

RCH in BenefitsPro: An Infrastructure Project that Saves Trillions

In his 11/30/16 article in BenefitsPro, RCH's Tom Hawkins makes the case that reducing cashout leakage is one of America's most-beneficial infrastructure projects, saving trillions while costing taxpayers nothing.

A Different ‘Save’ to Consider During ‘National Save for Retirement Week’

As we prepare to observe National Save for Retirement Week (also known as “National Retirement Security Week”), scheduled for October 16-22, it’s a great opportunity to remember why we, as individuals, need to save for our retirement. But the sobering reality is that we are all being called upon to save retirement itself—by rescuing a retirement system that doesn’t work for millions of hardworking Americans.

RCH in 401K Specialist Magazine: 401k Auto Portability Goes To Washington

What happens when participants change jobs? The next big 401(k) issue to hit Washington lawmakers could be auto-portability.

RCH and EBRI Present Consolidated Testimony on Auto Portability

RCH and EBRI teamed up to present consolidated testimony to the ERISA Advisory Council on Auto Portability, the automation of plan-to-plan transfers for small accounts, when participants change jobs.

The testimony was presented jointly by Tom Johnson, RCH's EVP and Head of Policy Development, and Craig Copeland, EBRI's Senior Research Associate. Johnson and Copeland not only addressed the basics of Auto Portability -- what it is, why it's needed and how it works -- but also covered the latest key research findings and EBRI data that are highly-supportive.

PRESS RELEASE - Bipartisan Policy Center Calls for Improved Portability to Curb Cash-Out Leakage

Retirement Clearinghouse, LLC welcomes the report issued by the Bipartisan Policy Center’s Commission on Retirement Security and Personal Savings which, among other proposals, recommends the adoption of processes that enable the seamless transfer of retirement savings between defined contribution plans when participants change jobs.

Auto Portability Simulation Model Unveiled at 78th EBRI Policy Forum

On May 12th, Retirement Clearinghouse President & CEO J. Spencer Williams unveiled the Auto Portability Simulation (APS) at the Employee Benefit Research Institute's 78th Policy Forum. The APS was developed by Retirement Clearinghouse in conjunction with Dr. Ricki Ingalls, Chair of Computer Information Systems at Texas State University, and Principal at Diamond Head Associates, Inc.

PRESS RELEASE - Simulation Shows Auto Portability Adds $115B to Retirement Savings

Retirement Clearinghouse, LLC will introduce a first-of-its-kind discrete event simulation at the 78^th annual Employee Benefit Research Institute (EBRI) Policy Forum on May 12, 2016.

DCIIA Research Brief Highlights Leakage, Cites RCH / Boston Research Data

A February 2016 DCIIA Research Brief points to leakage as undermining retirement savings, citing the RCH / Boston Research Technologies Mobile Workforce Study.