In June 2017, LIMRA's Secure Retirement Institute issued "Money In Motion: Understanding the Dynamics of Rollovers, Roll-Ins and IRA Transfers." The study, authored by Matthew Drinkwater, Ph.D., examines the dynamic flows of retirement savings between & within defined contribution plans and IRAs. The study is comprehensive, looking not only at the macro flows, but also examining the underlying behaviors of various segments of plan participants. The study finds that DC-to-DC roll-ins are uncommon, with only 2 percent of individuals aged 40 to 75 rolling in within 2 years after leaving their employer. Overall, DC roll-ins collectively account for about 5% of total flows.
Vist the LIMRA SRI website for more informationBack