Auto Portability Simulation Model Unveiled at EBRI Policy Forum

Auto Portability's Foundational Research

Auto portability is supported by a broad base of empirical research that clearly demonstrates the problems facing American workers (job-changing, systemic friction and 401k cashout leakage) as well as the solution: moving retirement savings forward when participants change jobs.


May
27
2015

PRESS RELEASE - Manual Portability and the Mobile Workforce

A groundbreaking research study finds that retirement plan participants are overwhelmingly receptive to using their 401(k) plans as their primary retirement accounts during their working years—particularly Millennials and Generation-Xers—but they find the roll-in process confusing, difficult to decipher and time-consuming.

Feb
10
2015

Boston College Research: The Impact of Leakages on 401(k)/IRA Assets

A February 2015 Center for Retirement Research at Boston College analysis of the impact of leakages on retirement assets.

Nov
03
2014

401(k) Plans: Greater Protections Needed for Forced Transfers and Inactive Accounts

The GAO's 2014 report to Congress examined “forced transfers” and inactive accounts, concluding that greater protections are required. The report cited a “clearinghouse” as a means of achieving a “money follows the participant” objective.

Jun
03
2013

Vanguard Research Shows Impact of 401(k) Leakage

The 2013 Vanguard study "How America Saves 2013" provided an important view into the cashout behaviors of a large portion of America's 401(k) savers and helps form the foundation of research that supports the need for retirement savings portability, and for auto portability in particular.

Apr
29
2013

PRESS RELEASE - Boston Research Group Case Study Features RCH


A Boston Research Group case study validates the RCH business model, which delivers portability and consolidation, while reducing cash outs and leakage.

Apr
01
2013

2013 Boston Research Group study validates program of portability

A Boston Research Group study validates that a 50% reduction in cashout leakage could be achieved by implementing a program of retirement savings portability.

May
01
2012

Initial Results of the EBRI 401(k) Project Model Indicate $1.3 trillion benefit possible

2012 EBRI research indicates that a 50% reduction in cashout leakage could result in an incremental $1.3 trillion in retirement savings, over 10 years.

Jan
10
2012

401(k) Plans in Living Color: The Ariel/Aon Hewitt Study

A study of 401(k) savings disparities across racial and ethnic groups, clearly indicating that minorities are disproportionately impacted by cashout leakage.

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Auto Portability Simulation Model Unveiled at EBRI Policy Forum