Auto Portability's Foundational Research
Auto portability is supported by a broad base of empirical research that clearly demonstrates the problems facing American workers (job-changing, systemic friction and 401k cashout leakage) as well as the solution: moving retirement savings forward when participants change jobs.
2011 Aon Hewitt Leakage Study
A 2011 Aon Hewitt leakage study indicates high levels of cashout leakage in America's defined contribution plans.
Fidelity: Plugging the Leaks in the DC System
Important research by Fidelity, America's largest defined contribution recordkeeper: "Plugging the leaks in the DC system: Bridging the gap to a more secure retirement" points the way to policy changes and to auto portability.
2009 GAO Study on 401(k) Leakage
The GAO releases their 2009 study on 401(k) cashout leakage, entitled: 401(K) PLANS: Policy Changes Could Reduce the Long-term Effects of Leakage on Workers' Retirement Savings.
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