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Public Policy Thought Leadership

Learn from public policy thought leaders whose positions are consistent with RCH on retirement savings portability and preserving America's retirement savings.

Nov
20
2025

Michael Kreps on 2025's Quiet Retirement Revolution: Trump Accounts, Saver’s Match, and More

Massena Associates conducts a wide-ranging interview with ERISA expert and industry thought leader Michael Kreps of the Groom Law Group, who offers his views on the current state and future direction of retirement savings. Kreps discusses the importance of recent public policy initiatives -- Trump Accounts, the Saver's Match and Auto Portability -- and their potential to fuel increased retirement wealth. With respect to Trump Accounts and the Saver's Match, Kreps states: “if we could build a clearinghouse-type structure to facilitate these two programs, we’d have the ability to use that infrastructure to do lots of stuff—facilitating portability, finding missing participants, reuniting people with their accounts. There’s all kinds of cool stuff we could do.”

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Jun
15
2022

Senators Scott, Brown Introduce Bill to Increase Retirement Security

Today, U.S. Senators Tim Scott (R-S.C.) and Sherrod Brown (D-Ohio) introduced the Advancing Auto-Portability Act of 2022, a bill that would allow a worker’s 401(k) savings account to be automatically rolled over from a previous employer to a new employer. The legislation would cut red tape to help Americans who change jobs frequently to increase retirement savings.

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Mar
02
2022

Long Overdue, Pension Auto Portability Is Coming

Writing in the Pension Research Council's (Wharton School, Univ. of Pennsylvania) RetireSecure Blog, Michael Kreps of the Groom Law Group offers his considered view on auto portability, which Kreps believes "is likely to have an enormous impact on the US retirement system" by reducing cashout leakage and consolidating retirement savings. In the piece, Kreps cites a variety of industry statistics and projections, concluding that auto portability "will undoubtedly preserve many small accounts, making retirement more secure for millions of people."

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Jan
19
2022

National Urban League, NAACP Endorse 401k Auto Portability

Robert L. Johnson, Founder and Chairman of The RLJ Companies and majority owner of Retirement Clearinghouse (RCH), has secured endorsements for auto portability from two premier civil rights organizations – the National Urban League, and the National Association for the Advancement of Colored People (NAACP) – both with over a century of experience advocating for solutions that address the inequities and economic challenges experienced by Black Americans and by other communities of color. Writing in 401k Specialist, RCH's Renée Wilder Guerin, Executive Vice President, Public Policy, summarizes these major developments.

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Jan
06
2022

The Aspen Leadership Forum on Retirement Savings

In a publication released 1/6/2022 as part of the Aspen Institute's Financial Security Program, the 2021 Aspen Leadership Forum on Retirement Savings Report is a summary of the April 2021 Aspen Leadership Forum on Retirement Savings. The Forum's report devotes a page to "Six Stats That Tell the Portability Story" which notes the propensity of American workers to change jobs and to cash out. It also mentions two compelling statistics: 1) that 85% of participants like the idea of automatic portability and 2) that 57% of retirement experts supported a government mandate for auto portability, while almost half (48%) believed that automatic portability was feasible without such a mandate.

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Nov
15
2021

Graff’s Path: The ARA CEO on Bipartisanship, the Coverage Gap and What’s Next for the Organization

To mark the 25th anniversary of his tenure, Brian Graff, CEO of the prestigious American Retirement Association (ARA) sat down with 401k Specialist Editor-in-Chief John Sullivan to discuss a range of topics, including the organization's history of effectively influencing retirement legislation. During the interview, the pair turned to the important topic of addressing 401(k) cashout leakage, where Graff voiced his clear view that auto portability represents the best approach to solving the problem.

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Oct
28
2021

Sen. Tim Scott Releases Report on Retirement Security and Features Auto Portability

On 10/28/21 Sen. Tim Scott (R-SC), Ranking Member of the U.S. Special Committee on Aging, released a report entitled The American Dream in our Golden Years: Improving Retirement Security and Building Independence, which addressed the issues, challenges and "solutions for the future to help millions of Americans save for retirement and enjoy their golden years." Scott's paper singled out auto portability as one of those solutions, having "opened the door for millions of Americans to start setting money aside for retirement."

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Oct
21
2021

Michael Kreps of Groom Law: Cool Things You Might Not Know

In her ongoing Thought Leadership series, Lisa Massena of Massena Associates interviews Groom Law Group's retirement public policy expert Michael Kreps to identify next level, breaking policy matters that industry followers should be paying attention to. During the 1-on-1 conversation, Kreps singles out auto portability as "a really cool thing" that he believes "is the most important thing that is happening right now." Auto portability, explains Kreps, addresses a "lack of infrastructure" that preserves retirement savings and results in having "money follow you from plan A to your new plan B."

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