401k consolidation blog posts


Jan
20
2016

Four New Year's Resolutions for Retirement Savers Summary

In his 1/20/16 MarketWatch column (Four New Year's Resolutions for Retirement Savers), Retirement Clearinghouse CEO Spencer Williams offers four New Year's resolutions that all 2016 job-changers should take to heart, including...

Jan
13
2016

Washington Recognizes Need for Retirement Plan Portability Solutions

Clearly, Washington DC is now "getting it" when it comes to retirement plan portability. In November 2015, Senator Patty Murray and other influential members of Congress delivered a letter to Department of Labor Secretary Perez urging action on Auto Portability. Now, we have strong comments from President Obama in his final State Of The Union address on the need for more portable retirement savings.

Nov
16
2015

Boomers: Consolidate Your Retirement Accounts Immediately!

In his 11/16/15 MarketWatch article Boomers need to consolidate retirement accounts immediately RCH President & CEO J. Spencer Williams notes that the baby boomer generation, which is closest to retirement age, stands to benefit the most from consolidating their retirement savings, vs. leaving their accounts behind at former employers.

Nov
02
2015

Top 5 Mistakes That Participants Make When Changing Jobs

Chris Garza, RCH's Service and Consolidation Team Manager, provides insight into the top five mistakes that participants make when changing jobs.

Oct
23
2015

Sponsors: "Pay It Forward" by Embracing Roll-Ins

We humans are not islands. Everything we do affects the people, neighborhoods and ecosystems around us in some way. One act of kindness for another person can inspire the recipient to perform a good deed for someone else, and through a ripple effect, many others can benefit.

Oct
05
2015

Let a Roll-In Increase Your Retirement Income

In his 10/2/15 MarketWatch article Let a Roll-in Increase Your Retirement Income, RCH President & CEO J. Spencer Williams advises retirement savers to bring their savings with them, vs. leaving their accounts behind -- or worse, cashing out.

Sep
29
2015

A Blueprint for Lifetime Participation in Plans

How many of us will be so fortunate as to participate in an employer-sponsored retirement plan every day of our working careers? Or, for an even more uncommon scenario, how many of us will work for the same company for 30 or 40 years? Yet, as has been amply established by the Employee Benefit Research Institute (EBRI), those who can raise their hands and respond yes to either of these questions routinely show up in the top decile of savers who are well-prepared for retirement and these participants provide a clear blueprint for retirement-saving success.

Sep
15
2015

Think Twice Before Consolidating Your 401(k) Accounts on Your Own!

RCH's Spencer Pringle describes a traumatic event from his childhood and relates that experience to the (sometimes) difficult process of consolidating retirement savings on your own.

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