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Mandatory distributions blog posts
The African-American Retirement Crisis: How Auto Portability Can Help
The African-American community faces a retirement crisis. Auto portability may be able to help resolve the crisis by helping prevent cashouts and move retirement savings balances forward.
Incubate Small Retirement Accounts, Don’t Throw Them Away
Neal Ringquist, RCH EVP, addresses the US Chamber of Commerce's legislative recommendation to increase the Automatic Rollover limit to $10,000.
The ABCs of Auto Portability
This video presentation is designed to give the viewer a basic understanding of Auto Portability.
LIMRA's Secure Retirement Institute Features Auto Portability Research
RCH's EVP Tom Johnson notes LIMRA's research and support of Auto Portability.
New Research Suggests Auto Portability Will Boost Auto Enrollment
When it comes to the 401(k) plan feature known as automatic enrollment, most industry observers seem to agree that it’s a good thing.
Say What? The Arcane Lingo of Retirement Savings Portability
In virtually any area of specialty, a unique jargon evolves that is highly-specific to that field. To insiders using the lingo every day, it seems familiar and perfectly normal. To outside observers, it can feel like a foreign language -- with words, terms and acronyms that make no sense.
Five Common Misconceptions About Automatic Rollovers
Automatic rollover programs allow plan sponsors to force out of their plan separated participants with balances less than $5,000 into a Safe Harbor IRA. These programs can be quite effective at helping sponsors resolve many of the problems associated with housing small-balance accounts in-plan, such as...
401(k) Force Outs: Recycle v. Landfill
Every day, we are reminded that recycling is the responsible thing to do: from the recycling bins we walk by, to the paper we use, and the cans and bottles that we drink from. All of us would agree that conservation of our precious resources is critical, so we gladly pitch in and do our part.
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