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Retirement plan portability blog posts
Big Changes Coming for Small 401(k) Accounts
The pace of change in the world is fast, but slow in the retirement industry. All that is about to change in the world of small 401(k) accounts, where Auto Portability is getting serious attention from DC policymakers and centers of influence.
Incubate Small Retirement Accounts, Don’t Throw Them Away
Neal Ringquist, RCH EVP, addresses the US Chamber of Commerce's legislative recommendation to increase the Automatic Rollover limit to $10,000.
The ABCs of Auto Portability
This video presentation is designed to give the viewer a basic understanding of Auto Portability.
How Auto Portability Will Bridge the Minority 401(k) Participation Gap
Under-participation by minorities in America’s 401(k) system represents a significant economic disparity that requires creative, private-sector solutions.
A Roll-In in Time Saves Far More Than Nine
In his latest MarketWatch RetireMentors column, RCH CEO Spencer Williams modifies the familiar proverb “a stitch in time saves nine” for the benefit of 401(k) savers who have multiple retirement savings accounts. A roll-in becomes the equivalent of the stitch, saving participants considerable time and money as they change jobs.
New Research Suggests Auto Portability Will Boost Auto Enrollment
When it comes to the 401(k) plan feature known as automatic enrollment, most industry observers seem to agree that it’s a good thing.
All Aboard the Retirement Train
It’s ironic that, as we observe another “National Save for Retirement Week,” the retirement system we have in this country isn’t really a “system” at all.
A Different ‘Save’ to Consider During ‘National Save for Retirement Week’
As we prepare to observe National Save for Retirement Week (also known as “National Retirement Security Week”), scheduled for October 16-22, it’s a great opportunity to remember why we, as individuals, need to save for our retirement. But the sobering reality is that we are all being called upon to save retirement itself—by rescuing a retirement system that doesn’t work for millions of hardworking Americans.