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Thought Leadership
Retirement Clearinghouse (RCH) is an innovator in the retirement services industry, developing and introducing industry best practices that are moving retirement forward by delivering retirement portability for millions of job-changing Americans. RCH is proud to showcase our thought leadership, as well as other public policy makers and industry leaders whose positions are consistent with our own views and practices.
Northern Trust Research: The $10,000 Hurdle
In March 2017, Northern Trust's Sabrina Bailey and Gaobo Pang released the study "The $10,000 Hurdle" which examines the much-improved outcomes that participants experience as their 401(k) accounts cross a $10,000 balance threshold. Bailey and Pang provide empirical evidence for the existence of the threshold, speculate about the behavioral dynamics at work, and finally, suggest means to accelerate asset accumulation, so that the threshold can be crossed earlier.
How Auto Portability Works - Infographic
Infographic providing basic information about the key processes that drive Auto Portability.
Auto Portability Benefits Infographic
Infographic providing the key benefits of Auto Portability, including results from the EBRI RSPM model, and the Auto Portability Simulation.
LIMRA Promotes Research Supporting Auto Portability
LIMRA's Secure Retirement Institute is promoting research that supports Auto Portability. LIMRA showcases the research in DConversations, including video from the 2016 Retirement Industry Conference, as well as multiple infographics providing important research.
EBRI and ICI Release Joint Study On Consistent Plan Participation
On September 8th, EBRI and ICI jointly release the study "What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Balances, 2010-2014" revealing the significant, positive impact that consistent plan participation has on 401(k) plan balances.
Northern Trust Research Says Auto Portability is What's Next
In Northern Trust's research entitled "The Path Forward: Defined Contribution Plans Can Achieve More" Auto Portability is identified as one of two key DC plan features that will positively impact DC plan performance.
Bipartisan Policy Center Testifies to the Senate Committee on Aging
On 9/7/16, the Bipartisan Policy Center presented testimony to the Senate Committee on Aging regarding the BPC's recent report "Securing Our Financial Future." Included in the testimony is a recommendation to establish a private-sector "retirement security clearinghouse" to facilitate retirement savings consolidation.
RCH's Auto Portability Simulation Model by Simio
Simio Simulation shows effect of auto portability on retirement savings.
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