- Press Releases
- Thought Leadership
- 401k Cash Outs
- 401k Consolidation
- 401k Missing Participants
- 401k Participant Transition Management
- 401k Plan Termination
- 401k Uncashed Checks
- Auto Enrollment
- Auto Portability
- Automatic Rollovers
- ERISA Advisory Council
- Lifetime Plan Participation
- Managed Portability
- Mandatory Distributions
- Mobile Workforce
- Retirement Income
- Retirement Plan Portability
- Safe Harbor IRA
- Uncashed Checks
Retirement Clearinghouse (RCH) is an innovator in the retirement services industry, developing and introducing industry best practices that are moving retirement forward by delivering retirement portability for millions of job-changing Americans. RCH is proud to showcase our thought leadership, as well as other public policy makers and industry leaders whose positions are consistent with our own views and practices.
RCH and Boston Research Technologies (BRT) release groundbreaking new research about participants' distribution decisions at job change.
In their May 2015 white paper, the DCIIA Plan Administrative Committee endorses a practice to "encourage consolidation of participants' retirement accounts" via roll-in programs.
NAPA Net's Nevin Adams dispels the myth that retirement savings leakage can be solved by limiting loans.
Alicia Munnell comes down squarely in favor of a clearinghouse for the nation's 401(k) system.
View the document that makes the case for Portability: RCH's Public Policy Brief.
RCH's CEO Spencer Williams provides insightful testimony to the ERISA Advisory Council on missing participants.
The ERISA Advisory Council notes that "auto portability and facilitation of account consolidation are thought provoking."
The GAO releases a report on forced transfers and inactive accounts,citing the "clearinghouse" example as something that works.