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Thought Leadership
Retirement Clearinghouse (RCH) is an innovator in the retirement services industry, developing and introducing industry best practices that are moving retirement forward by delivering retirement portability for millions of job-changing Americans. RCH is proud to showcase our thought leadership, as well as other public policy makers and industry leaders whose positions are consistent with our own views and practices.
Boston Research Group: Eliminating Friction & Leaks in America's DC System
The Boston Research Group studies the RCH business model in action, and identifies implications for the entire DC system.
BRG's Cormier Weighs in on Job Changers and Orphaned DC Accounts
Warren Cormier gives his views on job changers and orphaned DC accounts.
Labor's Assistant Secretary Borzi Discourages Cash Out Behavior
DoL's Borzi warns plan participants against ill-advised cash out behaviors.
PSCA President David Wray Establishes The Principles of DC Account Consolidation
PSCA's David Wray's article "Consolidate the Balances" -- featured in the Jul/Aug 2012 President's Page.
RCH Provides Response to PBGC RFI on Expansion of Their Missing Participant Program
RCH provides the PBGC with a response to an RFI on Missing Participants.
RCH CEO Spencer Williams Testifies Before ERISA Advisory Council
Spencer Williams testifies before the ERISA Advisory Council on the best practices to find missing participants.
Boston Research Group Case Study Features RCH Best Practices
Boston Research Group validates the RCH consolidation model.
Fidelity: Plugging the Leaks in the DC System
Important Fidelity 2010 research on cashout leakage: "Plugging the leaks in the DC system: Bridging the gap to a more secure retirement" points the way to policy changes and to auto portability.