Auto Portability blog posts


Mar
30
2018

Are you all-in on roll-in? Encourage new hires to rollover old 401(k) balances into your plan

Over the past six years, there has been a steady drumbeat pointing the way to increased portability and in-plan consolidation (roll-ins) as the next big strategic focus for 401k plans.

Mar
22
2018

No Plan is an Island

Just as no man is an island, no employer-sponsored retirement plan is an island. New hires who join a plan all come from other companies, where they were likely enrolled in their former-employer 401(k) plans. Similarly, participants who leave a plan when they change employers have accrued 401(k) savings that they will likely want to take with them.

Jan
11
2018

Two Retirement Public Policy Initiatives Moving Forward in 2018

Two retirement savings public policy initiatives – auto portability and the problem of missing participants – are very likely to see significant progress in 2018. Both initiatives enjoy strong bipartisan support, promise to streamline and strengthen America’s defined contribution system, and will preserve the retirement savings of millions of Americans by ensuring that their savings move forward when they change jobs.

Dec
28
2017

The Most Urgent New Year’s Resolutions for Plan Sponsors

RCH President & CEO Spencer Williams offers plan sponsors 3 crucial resolutions for 2018, including: 1) ending automatic cash-outs, 2) offering roll-ins as part of a financial wellness program, and 3) engaging all participants on crucial decision-making.

Dec
28
2017

Auto Portability Makes Everything Better

In his December 2017 Consolidation Corner blog post, Tom Hawkins writes about auto portability's special qualities. Great all by itself, auto portability also makes a lot of other retirement savings public policy initiatives a lot better.

Dec
11
2017

The Best Blueprint for Improving Retirement Security

RCH President & CEO addresses a blueprint for improving retirement security, incorporating the widespread adoption of auto portability.

Nov
15
2017

The Results Are In: Auto Portability is a Winner!

On 11/7/17, Warren Cormier of Boston Research Technologies published a white paper “Making the Right Choice the Easiest Choice: Eliminating Friction and Leaks in America’s Defined Contribution System.” The key findings of the research confirm that auto portability is a winner, with significant pent-up demand in our defined contribution system.

Nov
01
2017
Page: