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Consolidation Corner Blog
Consolidation Corner is the Retirement Clearinghouse (RCH) blog, and features the latest articles and bylines from our executives, addressing important retirement savings portability topics.
The Stealth Solution to America’s Retirement Savings Crisis
Over the past year, the Department of Labor’s Fiduciary Rule has been highly-visible, presenting major ramifications for the retirement industry and looming large on the radar screens of retirement services providers.
The Fundamentals of Locating Missing ParticipantsThis video presentation is designed to give the viewer a basic understanding of the principles of locating missing participants in 401(k) plans.
Auto Portability Helps Everybody, and Hurts Nobody
Best of all, it can be implemented across the entire retirement system voluntarily, with little cost—and significant upside—to the private sector.
Big Changes Coming for Small 401(k) Accounts
The pace of change in the world is fast, but slow in the retirement industry. All that is about to change in the world of small 401(k) accounts, where Auto Portability is getting serious attention from DC policymakers and centers of influence.
Incubate Small Retirement Accounts, Don’t Throw Them Away
Neal Ringquist, RCH EVP, addresses the US Chamber of Commerce's legislative recommendation to increase the Automatic Rollover limit to $10,000.
Uncashed Distribution Checks: An Ounce of Prevention is Worth a Pound of Cure
Uncashed distribution checks are a problem for plan sponsors, creating fiduciary risk and administrative burdens. Learn how to minimize the problem.
One Small Improvement for 401(k) Plans, One Giant Leap for Retirement Readiness
Today, America faces a different, more down-to-earth challenge: delivering our citizens a comfortable and timely retirement. And similar to the moon landing – a ‘small step’ in the right direction can have a huge impact on the course of our lives.
How to Remove 'Friction' from the 401(k) System
To illustrate the types of situations that participants can encounter, as well as the value of a facilitated roll-in service continue reading Part 3.