Consolidation Corner Blog

Consolidation Corner is the Retirement Clearinghouse (RCH) blog, and features the latest articles and bylines from our executives, addressing important retirement savings portability topics.


Sep
20
2016

Why helping employees review 401(k)s isn't a mission impossible

Mission: Improbable. Imagine for a moment that your active participants are Tom Cruise from Mission: Impossible

Sep
16
2016

Celebrating 20 Years of Being WISER!

WISER celebrates 20 years of helping women secure their financial futures!

Sep
13
2016

Consolidation: Make the Smart Decision the Easiest Decision

"Make the smart decision the easiest decision" seems like an obvious goal for plan sponsors when designing participant-directed retirement plans, and it's certainly driven the rapid adoption of the autos auto enrollment, auto deferral escalation, and auto investment options, such as target-date funds and managed accounts.

Sep
07
2016

Why retirement portability should become employers' next big focus

Time Sensitive! Open Immediately! A significant majority (65%) of participants will make their distribution decision within the first 365 days of their termination from their former employer.

Sep
07
2016

Making Your Day, Re-Visited: When Retirement Savers' Luck Runs Out

In his most recent article in MarketWatch, RCH's Spencer Williams reprises last year's 7/10/15 article where he channeled Clint Eastwood's iconic movie hero "Dirty Harry" Callahan.

Sep
02
2016

A Plan Sponsor's Guide to Supporting Roll-ins

Plan sponsors are becoming more-and-more familiar with the concept of rollover contributions, otherwise known as roll-ins. Yet, few plan sponsors truly understand what it takes to implement an effective roll-in program that properly informs, encourages and supports plan participants in undertaking roll-in transactions. This video provides plan sponsors with a basic understanding of the elements required to properly establish and support a roll-in program.

Aug
25
2016

The ABCs of Missing Participants

Learn the ABCs of missing participants in defined contribution plans.

Aug
23
2016

New Penalties for Lost Participants Take Effect

In November of 2015, Congress enacted the Federal Civil Monetary Penalties Inflation Adjustment Act Improvements Act to apply inflation adjustments to various penalties defined under the Federal Civil Inflation Adjustment Act of 1990.

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